In the event of a serious accident, you may have to pay tens of thousands of dollars out of your own pocket. If you cause an accident, you will be financially liable for any resulting injuries or property damage. The financial consequences of driving without insurance can be even more severe. If you are unable to show proof of liability insurance, you could face a fine, have your vehicle impounded or you could even have your driver license suspended.
You should keep your insurance card with you while driving. The card will explain the basic features of your auto policy, including the dates the coverage begins and ends.
Your insurance company will provide you with an 'insurance ID card' that will qualify as your proof of insurance. A law enforcement officer will require you to show proof that you have auto insurance during any traffic stop. Driving without auto insurance is against the law.